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PBT By Segment CIMB Digital Assets & Group Funding 14% FY21 Group PBT Wholesale Banking 39% RM6,345 mil ▲ 314.7% Consumer Banking 30% Commercial Banking 17% > Strong YoY Consumer growth from improved income and lower provisions. QoQ -47.8% due to higher overlays and provision on other receivables > Commercial improved YoY driven by the absence of large Singapore provision in FY20, while QoQ growth driven by stronger PPOP and lower ECL > Wholesale stronger YoY from treasury & markets and lower provisions, while QoQ decline due to top up of provisions on legacy accounts > CDA & Group Funding PBT better on the back of higher NII given the absence of the negative impact of rate cuts. QoQ improved mainly from MTM gain on unquoted securities Commercial Banking ^ Λ Wholesale Banking + 2,475 CIMB Digital Assets & Group Funding * 869 Consumer Banking PBT 1,929 1,072 RM (mil) Y-o-Y 243.9% ▲ 924.6% ▲ 383.4% ▲ 48.1% Q-o-Q 47.8% Notes: Excludes exceptional items of: ~ RM397 mil; ^RM260 mil; + RM463 mil; -RM564 mil 161.1% 62.5% 3.8% 6

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