Income Statement and Eurosystem Funding Review
% of total
19%
Gross loans by business line (€ bn)
30.06.14
30.09.14
■31.12.14 ■ 31.03.15
5,21
4,87
4,34
4,53
9%
Analysis of Loans and 90+ DPD ratios by Business Line*
2,73
2,63
2,30
2,20
90+ DPD ratios by business line
30.06.14 ■ 30.09.14
■31.12.14
31.03.15
30%
33%
32%
28,8%
Corporate
28%
28%
24%
SMEs
26,6%
16%
3,94
3,90
3,85
3,85
Corporate
SMES
Housing
Consumer Credit
14%
17%
16%
16,4%
31%
32%
31%
30,6%
%99
68%
2,01
1,90
*As part of the restructuring of the Group, management is currently monitoring the loan portfolio of the Group using new business line
definitions. An important component of the Group's new operational structure is the establishment of the RRD for the purposes of
centralising and streamlining the management of its delinquent loans. No comparative information is available prior to June 2014.
Bank of Cyprus
54
%69
68,4%
Housing
Consumer Credit
RRD-Mid and
Large Corporates
RRD-SMEs
1,75
1,83
8%
5,84
5,55
5,33
22%
5,37
1,50
1,48
1,40
1,39
6%
RRD-Mid and
Large Corporates
RRD-SMES
RRD Recoveries
79%
82%
81%
80,8%
RRD-Recoveries
KOINO
WKYNРIW
2235
100%
100%
100%
100%
4,06
20%
4,41
4,78
4,91View entire presentation