Investor Presentaiton
International Banking - Revenue & Volume Growth
Revenues (TEB) ($ millions)
Average Loans & Acceptances² ($ billions)
+19%
Y/Y
+18%
22
Y/Y
22
19
27
2,4501
26
23
2,357
2,075
45
51
55
892
847
726
Q1/15
Q4/15
Q1/16
Business
■Residential mortgages
Personal & credit cards
1,349
1,510
1,558
Average Deposits³ ($ billions)
+27%
Y/Y
33
31
27
Q1/15
Q4/15
Q1/16
53
47
41
Net interest income
Non-interest revenue
(1) Includes $30 million of negative goodwill related to the acquisition of Discount Bank in
Uruguay and was entirely offset by integration charges
Q1/15
(2) Colombia small business portfolio reclassed to Retail from Commercial - prior periods
have been restated
(3) Includes deposits from banks
Non-personal ■ Personal
Q4/15
Q1/16
Scotiabank®
23
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