Wholesale Funding and Energy Portfolio Strategy
Deposit Overview
Stable trend in personal & business and government deposits
PERSONAL DEPOSITS
(SPOT, CANADIAN DOLLAR EQUIVALENT, $B)
$193
$190
$195
$196
$204
$211
$215
$202
$199
$200
$201
$199
$198
3Y CAGR -4.1%
PERSONAL DEPOSITS
• Important for both relationship purposes
and regulatory value
.
Good momentum with 4.1% CAGR over
the last 3 years
•
BUSINESS & GOVERNMENT
Gaining share of deposits through
leveraging of relationships
• 12.3% CAGR over the last 3 years
Focusing on operational, regulatory
friendly deposits
Q4/15
Q1/16
Q2/16
Q4/15
Q1/16
Q2/16
1 Calculated as Bus& Gov't deposits less Wholesale Funding, adjusted for Sub Debt
Q3/16
Q4/16
Q1/17
$174
$169
$168
$155
$149
$179
$172
$139
$170
$161
$156
$156
Q2/17
Q3/17
Q4/17
Q1/18
Q2/18
Q3/18
Q4/18
•
3Y CAGR -12.3%
BUSINESS & GOVERNMENT DEPOSITS1
(SPOT, CANADIAN DOLLAR EQUIVALENT, $B)
Q3/16
Q4/16
Q1/17
Q2/17
Q3/17
Q4/17
Q1/18
Q2/18
Q3/18
Q4/18
$197
Scotiabank®
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