Supplemental Financial Information
‣ Income Statement
Var.
Ps$ MM
9M 19
9M 20
YOY
■ Interest Income
$17,346
$15,248
-12.1%
Interest Expense
($8,062) ($6,641)
-17.6%
Net Interest Income
$9,284
$8,607
-7.3%
Net Fees & Commissions
$1,286
$1,380
7.3%
Trading Income
$374
$270
-27.8%
■ Other Operating Income (Expense) *
$12
$50
316.7%
Non Interest Income
$1,672
$1,700
1.7%
Total Revenues
$10,956
$10,307
-5.9%
☐
Allowance for Loan Losses*
($469)
($2,108)
349.5%
Operating Expenses
($4,793)
($4,786)
-0.1%
Equity in income of unconsolidated
$10
subsidiaries
Income Before Tax
$5,694
$3,423
-39.9%
▪ Tax
($1,483)
($721)
-51.4%
Net Income
$4,211
$2,702
-35.8%
Effective Tax Rate
26.0%
21.1%
* Adjustment in 9M19 in accordance with an accounting principle effective January 2020, where recoveries are net of allowance for loans losses 17View entire presentation