RBL Bank Financial Performance Update
Leveraging Existing Operating Investments..
Asset/liability cross sell/upsell through branches and BC touchpoints; dedicated branch sales team for multiple
products enabled through targeted lead generation
1,683
Touchpoints
1,166
517
12.91mn
2,600
Touchpoints
26mn
Smart
Branch
Branch
Banking
Credit
Card
MFI
Wholesale Other
Branch
Retail
asset
desk
Digital
Platforms
- Abacus,
1,800
Voice-
Non-voice
channels
800
FY23
Branches
BC Points
FY26
#Customers
alue) 2499 Branch Acquiring
Integrated
CRM
Cross-sell
LEVERAGE
X-SELL
UPSELL
Partnerships
Digital
CDP,
One-KYC,
Unified
App
Acquiring
BC channels
Subsidiar
y as BC
Fintech,
Technology
Co-lending, service
Securitization providers
Hub&Spok
e model
•
Investments done in building asset platform, technology, I
manpower, systems etc. to result in operating leverage
Unlocking operating efficiencies in the existing
infrastructure to help leapfrog asset sale targets
Return to calibrated growth will unlock operating leverage I
apno ka bank | RBL Bank
Leverage deep rural presence through tailored product
offering in underbanked areas, large volume centres
Tie-ups with online aggregators, dealers, OEMS for tractors,
used-cars, farm equipment offerings
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