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Investor Presentaiton

Back to Table of Contents CR6: AIRB - Credit risk exposures by portfolio and PD range - Non-Retail a (in $ millions) PD scale Original on- balance sheet gross exposures b Off- balance sheet exposures pre-CCF C d e f g h j k I Average CCF EAD post- CRM and post-CCF Average (2) PD Number of Average (3) obligors LGD (4) Average maturity (6) (5) RWA RWA density EL (8) (7) Provisions Q4 2022 Basel III Sovereign 0.00 to <0.15 146,115 2,713 45% 147,548 0.01% 116 12.48% 0.15 to <0.25 179 0% 179 0.18% 1 23.99% 1.98 0.04 2,743 1.9% 4 20 10.9% 0.25 to <0.50 380 1 46% 380 0.35% 4 25.06% 1.20 100 26.4% 0.50 to <0.75 0% 0.00% 0.00% 0.0% 0.75 to <2.50 4,107 2 46% 4,108 1.19% 13 18.74% 1.26 1,527 37.2% 9 2.50 to <10.00 64 0% 64 2.56% 2 25.00% 2.28 46 70.8% 10.00 to <100.00 614 0% 614 17.02% 1 3.10% 0.25 92 15.0% 3 100.00 (Default) 226 0% 226 100.00% 1 25.00% 3.77 0.0% 57 Sub-total 151,685 2,716 45% 153,119 0.26% 138 12.67% 1.96 4,528 3.0% 73 3 Bank 0.00 to <0.15 13,700 10,694 62% 20,323 0.07% 358 32.45% 1.45 3,395 16.7% 5 0.15 to <0.25 412 547 63% 759 0.18% 33 34.58% 1.39 216 28.5% 0.25 to <0.50 2,319 349 44% 2,465 0.32% 47 39.29% 0.51 981 39.8% 3 0.50 to <0.75 0% 0.00% 0.00% 0.0% 0.75 to <2.50 221 12 58% 228 1.42% 19 35.79% 0.82 161 70.4% 1 2.50 to <10.00 10.00 to <100.00 0% 0.00% 0.00% 0.0% - 44 44 100% 100.00 (Default) 110 3 51% 44 111 33.33% 3 39.98% 0.25 96 96 216.4% Sub-total 16,806 11,605 61% 23,930 100.00% 0.64% 6 39.98% 2.10 466 33.31% 1.34 7 4,856 6.4% 45 20.3% 60 656 2 Scotiabank Supplementary Regulatory Capital Disclosure Page 51 of 88
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