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Investor Presentaiton

TOTAL REVENUE $ in millions Total Revenue (FTE¹) +9% - +2% $1,645 $1,677 $1,590 $1,589 $1,533 $357 $371 $347 $344 $345 $110 $119 $101 $99 $93 $66 $77 $79 $71 $69 $1,026 $1,064 $1,075 $1,111 $1,111 4Q 2020 1Q 2021 2Q 2021 3Q 2021 4Q 2021 ■ Trust, Investment and Other Servicing Fees were up 8% year- over-year and flat sequentially. ■ Foreign Exchange Trading Income was up 12% year-over-year and 16% sequentially. Other Noninterest Income was up 28% year-over-year and 8% sequentially. Net Interest Income (FTE¹) was up 7% year-over-year and 4% sequentially. Trust, Investment and Other Servicing Fees FX Trading Income Categories may not sum due to rounding. Other Noninterest Income² Net Interest Income (FTE¹) 1 Net interest income and total revenue stated on an FTE basis are non-GAAP financial measures. A reconciliation of these measures to reported results prepared in accordance with U.S. GAAP is included in the Appendix on page 12. 2 Other Noninterest Income includes Security Commissions and Trading Income, Treasury Management Fees, Other Operating Income, and Investment Security Gains (Losses), net northerntrust.com | 2022 Northern Trust 4
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