IDFC FIRST Bank: Quarterly Income and Business Overview
Section 4: Total Funded Assets Breakup
In Rs. Crore
Home Loans
Loan against Property
SME Loans
Wheels
Mar-20
Dec-20
Mar-21
Growth% (YoY)
7,736
9,367
10,613
37%
12,578
13,817
15,320
22%
8,871
9,415
10,812
22%
8,875
10,162
10,763
21%
Consumer Loans
11,722
13,159
13,949
19%
Credit Card
86
428
Rural
6,687
7,247
7,658
15%
Others
841
1,714
2,443
190%
Total Retail Funded Assets (Excl. ECLGS Portfolio)
57,310
64,967
71,987
26%
ECLGS Portfolio
1,699
1,687
Total Retail Funded Assets (A)
57,310
66,665
73,673
29%
Corporates
- Conglomerates
-Large Corporates
- Emerging Large Corporates
- Financial Institutional Group
- Others
Infrastructure
Total Wholesale Funded Assets (B)
PSL Inorganic (C)
24,548
23,207
23,112
-6%
839
1,401
1,345
60%
1,540
1,782
1,898
23%
6,629
6,864
7,115
7%
12,645
10,876
10,960
-13%
2,894
2,283
1,794
-38%
14,840
11,602
10,808
-27%
39,388
34,809
33,920
-14%
7,954
6,694
7,436
-7%
SRs and Loan Converted into Equity (D)
2,351
2,300
2,097
-11%
Total Funded Assets (A)+(B)+(C)+(D)
107,004
110,469
117,127
9%
Note: The figures above are gross of Inter-Bank Participant Certificate (IBPC) transactions.
The SME Loans include Business Loans, Business Banking, Micro Credit. The Wheels include TW Loans, Car Loans and CV Loans. The Consumer Loans include Consumer Durable Loans, PL
including cross-sell loans. Others includes portfolio buyout, trade finance, digital lending etc.
Section 4: Assets Update
34
IDFC FIRST
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