International Banking and Growth

(1) (2) Other Segment¹ 2 Net Income ($MM) 72 47 43 32 13 62 (15) Q1/14 Q2/14 Q3/14 Q4/14 Q1/15 Net after-tax notable items in Q4/14 Highlights Net income up Y/Y Higher net gains on investment securities • Lower taxes . Partly offset by higher expenses Includes Group Treasury, smaller operating segments, and other corporate items which are not allocated to a business line. The results primarily reflect the net impact of asset/liability management activities Attributable to equity holders of the Bank 11 Scotiabank®

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