Investor Presentaiton

Sustainability at Cambridge Trust " Cambridge Trust is helping to build a better tomorrow for our clients, employees, communities, and society. -Denis Sheahan, President and CEO Diversity & Inclusion We embrace inclusiveness across all areas of our organization We have more female Board members than any other company listed on Nasdaq* We are among the Top 15 Greater Boston Companies with Most Diverse Corporate Boards The Environment We engage in renewable energy lending and we do not lend to companies that produce fossil fuels We are making investments in technology to reduce the use of paper and carbon emissions We offer sustainable investing options for clients through internally developed Socially Responsible Investing strategies Employee Engagement We are committed to recruiting, developing and promoting a diverse workforce We foster a culture that encourages employees to contribute their professional best Community Impact We provide affordable mortgage programs and access to financial subsidies for first-time homebuyers We provide a range of financial solutions for nonprofit organizations and minority-owned, women-owned and veteran-owned businesses We give back not only through our charitable donations and grants but also our team's volunteer support for a variety of local organizations. Additional information can be found within the sustainability section of our website CAMBRIDGE BANCORP *S&P Global Market Intelligence 2021 as of December 10, 2020 ~1,450 PPP Loans Benefited an Estimated 24,000 Local Jobs 91% Increase in charitable giving in 2020 $425,000 Directly for Pandemic Relief & Racial Equity / Social Justice 21 21

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