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Investor Presentaiton

Contributing the Social Way Addressing customer needs Creating value for employees . best-in-class Hiring from diverse skill sets; Employee friendly policies . • Providing experience • • Innovative products services and • • Al-based solutions and digital claim forms for instant renewals/claims Usage of cognitive computing to fasten claim processing, reducing overall response time Providing end to end digital solutions Robust grievance redressed mechanism ICICI Lombard Nibhaye Vaade • Building capabilities in knowledge, skills and competencies through intense and customized training programmes at defined stages of employee career DEI approach to promote higher representation of diversity • Customised employee support programmes . ⚫ Driving a performance culture through differentiation and linkage to rewards . . Enabling community awareness and development Aimed at community well-being in areas of skill development, sustainable livelihood, healthcare, road safety and wellness "Caring Hands" providing free spectacles for children with poor vision "Ride to Safety" raising awareness for road safety and bringing about behavioral change "Niranjali" to provide children with clean and safe drinking water . For seeking offsets of GHG emissions "Solar panels" on school roof tops - installed IL TakeCare app influencing behaviour to reduce health care and other cost in longer term For more information on our ESG performance, please Click Here 17
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