Investor Presentaiton

Key Financial Metrics (contd.) 20 20.45% Yield on Assets 21.72% 21.41% 19.57% Mar-21 Dec-21 Mar-22 FY21 Operating Expenses 5.71% 5.66% 5.21% I III Mar-21 4.65% 20.81% 7.65% 8.28% Finance Cost 8.48% ill 7.28% 8.07% 12.80% SHRIRAM City MONEY WHEN YOU NEED IT MOST Net Interest Margin 13.44% 12.93% 12.29% 12.74% FY22 Mar-21 Dec-21 Mar-22 FY21 FY22 Mar-21 Dec-21 Mar-22 FY21 FY22 Pre Provision Profits Credit Costs 7.73% 5.26% 7.60% 7.64% 2.79% 12.90% 2.83% 2.25% 7.48% 2.15% 7.28% Dec-21 Mar-22 FY21 FY22 Mar-21 Dec-21 Mar-22 FY21 FY22 Mar-21 Dec-21 Mar-22 FY21 FY22 SHRIRAM HOUSING FINANCE

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