Maintaining a Strong, Resilient Balance Sheet

Very Strong and Resilient Solvency Position Group LCSM Cover Ratio 374% 399% 2020 2021 Note: Before HKRBC and C-ROSS II impact Consolidated view of the Group's capital position Group LCSM based on minimum required capital Senior debt grandfathered under Group Wide Supervision framework Includes policyholder funds Resilient to equity market and interest rate volatility AIA 25 25

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