H1'23 Highlights

Links to Grupo Santander public materials For additional information on the Group, please click on the images, icons or flags below H1'23 financial results Financial report Earnings presentation Series (Excel) Shareholders report (interactive) Financial Report 2023 January-June Santander Country presentations USA Portugal 26 July 2023 Earnings Presentation H123 Santander Press release UK Poland Digital Consumer CEO video (3 minutes) Mexico Spain Brazil Chile ⚫ Argentina Santander 000 Bank XLS Fixed income presentation FIXED INCOME INVESTORS PRESENTATION H123 Santander 02 QUARTER SHAREHOLDER REPOR Apt-kee 232 Pillar 3 Santander Par 3 Diclesure Report 2022 Santander Ratings www.santander.com Follow us on in Other information 2022 Digital Annual review Santander For a brighter tomorrow 2022 Annual Review 01 Executive 02 Chief Exative Offlor's Letter 03 Santander in 2022 04 2022 Annual report For a brighter tomorrow 2022 Annual report Santander Overview of our Corporate Governance presentation 55

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