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Investor Presentaiton

"Best Q2 2021 and H1 2021 results ever" • Net operating profit Q2, EUR 13.6 M (9.8 M), +39 % • ROE Q2, 16.4 % (11.8%) • • Net operating profit H1, EUR 24.4 M (16.7 M), +46 % ROE H1, 14.4 % (10.1 %) • Earnings per share, EUR 1.27 (0.85), +50% . 21 New record level of actively managed assets, lending and deposits A new office opened in Oulu on the Finnish mainland Dividends for 2019 and 2020 EUR 31.2 M (15.6 + 15.6) approved and distributed In March 2021, for the first time the Bank of Åland issued additional Tier 1 (AT1) capital instruments, totalling SEK 300 M In March 2021 the Swedish Financial Supervisory Authority granted Borgo, the new jointly owned mortgage company, a permit as a credit market company and an issuer of covered bonds. Sparbanken Syd wants to join as a fifth partner Working hours re-calculated to full-time equivalent positions increased by 81 FTE Q2 2021 vs. Q2 2020 ALANDSBANKEN
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