2022 Highlights and ESG Progress
Strengthening our capital position
2022 FL CET1 performance
%
11.96
+1.38
Disciplined capital allocation strategy
2022 TARGETS
2022 ACHIEVEMENT
12.04
RWAs rising below
-0.62
-0.27
-0.34
-0.07
loan growth
(excluding FX impact)
RWAS +1% < Loans +5%
Dec-211
Gross
organic
generation
Shareholder
remuneration & models
Regulatory
Markets
Corporate Dec-22
& others transactions
2022 front book
RoRWA: 2.2%
2.6%
In Q4, +40bps of gross organic capital generation, -23bps from cash dividend
accrual and share buybacks and -23bps from regulatory, models and others
% of RWAs
with RoE > CoE: 80%
80% (70% in FY'21)
Santander (1) Including acquisition of SC USA minority interest and Amherst Pierpont Securities completed at the beginning of 2022.
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