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Investor Presentaiton

Selected Historical Financial Data FY2020/3 FY2021/3 FY2022/3 1. Summary 2. How to Increase Corporate Value 3. Appendix 4. Financial Data FY2023/3 FY2023/3 H1 (billion yen) FY2024/3 H1 Consolidated Consolidated gross operating profit Net interest income*1 Net fees and commissions 1,314.0 1,319.1 1,292.0 1,056.3 576.3 377.7 976.6 961.9 1,147.4 796.3 429.9 337.9 128.8 127.9 128.4 147.8 75.0 77.5 Net other operating income (loss) 208.4 229.1 16.0 112.1 71.3 (37.7) General and administrative expenses" (1,021.5) (1,011.4) (983.2) (926.3) (466.0) (467.6) Provision for general reserve for possible loan (0.0) (0.0) 0.0 losses Consolidated net operating profit 292.5 307.6 308.7 130.0 110.2 (89.8) Non-recurring gains (losses) 86.6 86.5 182.1 325.5 109.8 343.6 Net ordinary income 379.1 394.2 490.8 455.5 220.1 253.8 Extraordinary income (losses) (0.5) (1.5) 5.6 (1.1) (0.1) (0.6) Net income attributable to owners of parent 273.4 280.1 355.0 325.0 158.6 182.1 Consolidated capital adequacy ratio (Domestic standard)*3 *3 Consolidated total net assets" *3 Consolidated total assets 15.58% 15.53% 15.56% 15.53% 15.29% 15.30% 9,003.2 11,394.8 210,910.8 223,870.6 10,302.2 232,954.4 9,651.8 9,479.3 229,582.2 226,644.9 9,065.7 230,396.3 Non-consolidated Number of employees (people)*3 12,477 12,408 12,169 11,742 12,138 11,852 Average number of temporary employees (people)*3 3,865 3,601 3,243 2,898 2,947 2,662 New employees (people)*4 234 230 147 141 *1 Net interest income is calculated by deducting interest expenses (excluding the expenses related to money held in trust) from interest income. *2 General and administrative expenses exclude non-recurring expenses. *3 As of the end of each fiscal period. *4 As of the beginning of each fiscal year. The number of new employees in FY2024/3 is 141. UP JAPAN POST BANK BANK Copyright© JAPAN POST BANK All Rights Reserved. 71
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