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Investor Presentaiton

Financial Summary PRIVATE AND PROPRIETARY In PHP billion Balance Sheet FY 2020 FY 2021 YOY Income Statement FY 2020 FY 2021 YOY Total Assets 2,455 2,503 +2% Net Interest Income 86.1 75.0 -13% Loans and Receivables, Gross 1,297 1,279 -1% Total Deposits 1,797 1,930 +7% Non Interest Income 35.8 26.4 -26% CASA 1,311 1,463 +12% Operating Income 121.9 101.4 -17% Equity 324 319 -2% Operating Expenses 60.1 59.5 -1% Financial Ratios FY 2020 FY 2021 YOY NIM 3.98% 3.39% -0.6 ppt PPOP 61.8 42.0 -32% CIR 49% 59% +9.3 ppts NPL Ratio 2.4% 2.2% -0.3 ppt Provision for Credit 40.8 11.8 -71% NPL Cover 163.0% 174.7% +11.7 ppts Provision for Taxes 7.0 7.8 +10% CAR 20.2% 20.1% -0.0 ppts CET-1 19.3% 19.3% +0.0 ppts Net Income 13.8 22.2 60% Gross LDR 72.2% 66.3% -5.9 ppts © Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation 36 This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates. It must not be released to other parties in whatever form without prior consent of the authors. Metrobank You're in good hands
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