Investor Presentaiton
Financial Summary
PRIVATE AND PROPRIETARY
In PHP billion
Balance Sheet
FY 2020
FY 2021
YOY
Income Statement
FY 2020
FY 2021
YOY
Total Assets
2,455
2,503
+2%
Net Interest Income
86.1
75.0
-13%
Loans and Receivables, Gross
1,297
1,279
-1%
Total Deposits
1,797
1,930
+7%
Non Interest Income
35.8
26.4
-26%
CASA
1,311
1,463
+12%
Operating Income
121.9
101.4
-17%
Equity
324
319
-2%
Operating Expenses
60.1
59.5
-1%
Financial Ratios
FY 2020
FY 2021
YOY
NIM
3.98%
3.39%
-0.6 ppt
PPOP
61.8
42.0
-32%
CIR
49%
59%
+9.3 ppts
NPL Ratio
2.4%
2.2%
-0.3 ppt
Provision for Credit
40.8
11.8
-71%
NPL Cover
163.0%
174.7%
+11.7 ppts
Provision for Taxes
7.0
7.8
+10%
CAR
20.2%
20.1%
-0.0 ppts
CET-1
19.3%
19.3%
+0.0 ppts
Net Income
13.8
22.2
60%
Gross LDR
72.2%
66.3%
-5.9 ppts
© Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation
36
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It must not be released to other parties in whatever form without prior consent of the authors.
Metrobank
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