Investor Presentaiton
Sensitivity analysis
Scenario
Increase in 100 bps in the reference rates
Decrease in 100 bps in the reference rates
10% increase in the discontinuance rates
% change in VNB
% change in EV
FY2020
FY2021
FY2020
FY2021
(2.4)
0.7 1
(2.5)
(2.8)
2.2
(1.7)
2.6
3.0
(5.0)
(3.1)
(1.1)
(0.9)
10% decrease in the discontinuance rates
10% increase in mortality/morbidity rates
5.1
3.2
1.1
1.0
(9.5)
(10.2) I
(1.6)
(1.6)
10% decrease in mortality/morbidity rates
10% increase in acquisition expenses
10% decrease in acquisition expenses
10% increase in maintenance expenses
9.6
10.4 I
1.7
1.6
(11.6)
(10.5)
Nil
Nil
11.6
10.4
Nil
Nil
(3.0)
(2.5) 1
(0.8)
(0.6)
10% decrease in maintenance expenses
3.0
2.5 1
0.9
0.6
Tax rates increased to 25%
(11.4)
(11.1)
(5.8)
(6.2)
10% increase in equity values
0.7
1.3
1.8
2.9
(0.7)
(1.6) I
(1.8)
(2.9)
10% decrease in equity values
ICICI PRUDENTIAL
LIFE INSURANCE
34
4View entire presentation