Muthoot Finance Credit Ratings & Financial Analysis
CUSTOMER BASE
Highly churning customer base (2/2)
ā
Muthoot Finance
Dec-20 Sep-20
Jun-20 Mar-20 Dec-19 Sep-19
Jun-19 Mar-19
Above Gold Loan AUM and No. of
customers includes:
Fresh loans to inactive customers
during the quarter in Gold Loan AUM
No. of customers
% of customers
O/s Loan Amount (in Millions)
Fresh loans to New Customers during
the quarter in Gold Loan AUM
No. of customers
% of customers
O/s Loan Amount (in Millions)
Fresh loans with new collateral to
existing active customers during the
quarter in Gold Loan AUM
438,173 395,800 185,351 352,036 400,888 367,872 414,527 380,171
9
8
29,600 27,268
4
10,547
7
8
21,806 23,608 17,549
8
9
21,226 20,023
8
388,391 409,037
160,123
8
7
19,241
387,384 360,251
8
8
23,487 23,148
346,626 376,036 347,848
8
3
7
8
29,759 33,388 10,807 25,622 25,583
720,583 644,535 364,964 702,566 802,024 799,453 845,482 779,363
17
No. of customers
% of customers
14
O/s Loan Amount (in Millions)
46,175
13
43,390
8
20,576
14
16
42,368 49,661
16
17
41,281 48,079 42,75132View entire presentation