Investor Presentation December 2021

Capital Composition Capital Adequacy Q3 FY 21 Q4 FY 21 Q1 FY 22 Q2 FY 22 Q3 FY 22 Dhanlaxmi Bank BASEL III Tier 1 Tier II established 1927 Tier 1 659 685 683 672 672 3.16 2.83 3.17 2.66 2.61 Tier II 190 191 164 163 167 Risk Weighted Assets 11 11.31 11.75 10.98 10.52 5990 6057 5812 6115 6388 . Strong capital Comfort with a CRAR of 13.13% as on 31.12.2021. Tier I ratio of 10.52% Investor Presentation December 2021 14.16 14.47 14.57 13.64 Q3 FY 21 Q4 FY 21 Q1 FY 22 Q2 FY 22 13.13 Q3 FY 22 17

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