Bank of Georgia Financial Overview

FDI and Net remittances Cumulative net FDI breakdown by origin, 2004 - Q2 2010 Country FDI breakdown by sectors, Q2 2010 Financial sector, 6.1% Agriculture, fishing, 1.2% Other services, 14.3% Industry, 21.3% Energy sector, - US$ '000s % of total UK 770,488 11.6% UAE 613,245 9.2% Turkey 565,356 8.5% Netherlands 571,968 8.6% British Virgin Islands 472,830 7.1% Real estate, 16.9% Kazakhstan 258,077 3.9% Azerbaijan 330,016 5.0% Czech Republic 341,867 5.1% Cyprus 275,657 4.1% Subtotal 4,199,503 63.2% Other countries 2,449,570 Total 6,649,073 36.8% 100.0% Cumulative net remittances, 2008 Q3 2010 Country Russia USA Greece Spain Ukraine Turkey UK Israel Kazakhstan Germany Other countries Total Transports and communications, 53.0% 1.3% Construction, - 4.1% Hotels and restaurants, -7.6% Net remittances by countries, Q3 2010 Other countries, 10.9% Germany, 1.6% US$ '000s % of total Kazakhstan, 0.9% 1,371,750 59.8% Israel, 1.3% 176,903 7.7% UK, 0.7% 146,651 6.4% Turkey, 3.7% 54,768 2.4% 139,225 6.1% Ukraine, 3.3% 57,333 2.5% Spain, 2.2% 16,100 0.7% Greece, 6.2% 23,326 1.0% 20,136 0.9% 21,340 0.9% 268,224 11.7% USA, 8.0% 2,295,757 100.0% Source: National Bank of Georgia, National Statistics Office of Georgia Labkon BANK OF GEORGIA www.bog.ge/ir Russia, 61.4% November 2010 Page 40

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