Investor Presentaiton

SMFG India Credit Pragati Ki Nayi Pehchaan SMFG Gramshakti Nayi Umang. Nayi Raahen. 'SMFG Gramshakti' Rural Business Multiproduct proposition across customer lifecycle • Livelihood Loans Comprehensive product suite with insurance throughout the life cycle of customers • Business Loans Two Wheeler Loans Loan against Property Woman's Hand mnemonic Symbolizing elements of rural business operations Empowering women small scale entrepreneurs Close proximity & deep understanding of the customers • Sell & collect • Offered to Women's Livelihood group Last mile doorstep service Widely spread network with 550 distribution points in 15 states Livelihood • Offered to Small enterprises or rural self employed Available in different ticket sizes • Diverse end use ranging from capital expenses, local transportation or working capital needs Life & Health Insurance • High ticket size loans • Offered to small • and medium scale enterprise End use may vary from Capital expenses to working capital needs Micro Enterprise Aspirations 18

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