Third Quarter 2022 Results
A very solid financial structure
CET1 ratio: 12.1%1 as at 30.09.22 (-10 bps since 30.06.22)
CET1 ratio
• 3Q22 results after taking into account a 60% pay-out ratio net of organic
growth in risk-weighted assets: +10 bps
Foreign-exchange effect: -10 bps
12.2%
12.1%
Impact on Other Comprehensive Income (OCI) of market prices as at
30.09.22: -10 bps
• Overall limited impact of other effects on the ratio
Reminder: impacts since 31.12.21
• Effect of the acceleration in growth: -20 bps
Impact on Other Comprehensive Income (OCI) of market prices: -30 bps
Impacts from the updating of models and regulations²: -30 bps
30.06.22
30.09.22
Leverage ratio³: 3.9% as at 30.09.22
Liquidity reserve (€bn)4
Immediately available liquidity reserve: €441bn4
(€450bn as at 30.06.22): Room to manoeuvre > 1 year in terms of wholesale
funding
450
441
Liquidity Coverage Ratio: 131% as at 30.09.22
30.06.22
30.09.22
1. CRD4; including IFRS9 transitional arrangements; see slide 83; 2. In particular IRB Repair and application of the new regulation on currency risk in structural positions and including the effects of the hyperinflation situation in
Turkey; 3. Calculated in accordance with Regulation (EU) 2019/876; 4. Liquid market assets or eligible assets in central banks (counterbalancing capacity), taking into account prudential standards, notably US
standards, minus intra-day payment system needs.
BNP PARIBAS
The bank for a changing world
Third quarter 2022 results | 15View entire presentation