Americas Wholesale and Retail Banking Overview

Scotiabank in Peru Business Overview Residential Mortgages Market Position by Loans4 Customers¹ ~4.3MM Corporate/ Commercial 14% 33.6% Employees¹ ~10,500 Branches1 294 Personal Loans 21.7% 16.2% Average Loans $19B Loans $19.4B 21% 12.2% 59% Average $15B 3% Deposits 2% Credit Cards 0% Other Total NIAT 2,5 Auto $340MM BCP ROE³ 11.1% Retail Loans 41% 59% BCP BBVA BBVA Scotia Interbank Secured Unsecured Productivity³ 35.9% PTPP Productivity Ratio Operating Leverage +9% CAGR 39.3% 1,508 1,498 1,279 1,157 2017 Constant currency 2018 All figures in CAD$ including Wealth Management 1 Including subsidiaries 2LTM Q3/21 2019 2020 3 Adjusted as Reported 4 Market share as of June 2021. Scotiabank includes SBP, CSF and Caja CAT 5 Adjusted after NCI 37.5% 35.1% 1.8% 35.2% 6.8% 5.0% 0.3% 2017 2018 2019 2020 2017 2018 2019 2020 30

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