Capital First Strategy, Loan Growth and Profitability Trends

Section 4: The Bank has sharply reduced the concentration of Top 20 Depositors as a % of Total Customer Deposits and made the liabilities side more resilient. Top 20 Depositors as a % of Total Customer Deposits has reduced from 39.98% as on 31 December 2018 to 9.69% as on 30 September 2020. 39.98% 35.35% 28.84% 26.12% 23.02% 20.36% 16.86% 12.40% 9.69% 31 Dec 18 31 Mar 19 30 Jun 19 30 Sep 19 31 Dec 19 31 Mar 20 30 Jun 20 30 Sep 20 31 Dec 20 Section 4: Update on Liabilities 47 IDFC FIRST Bank

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