ANZ 2022 Full Year Debt Investor Presentation

ANZ 2022 Full Year Debt Investor Presentation NET INTEREST MARGIN EXPANSION CASH CONTINUING INCLUDING LARGE / NOTABLE Group NIM, bps 158 -9 17 -1 -1 NZ Retail -3 TDs 2 Aus. Retail -5 At-Call 15 Aus. Commercial -1 ས 7 171 Exit margin (Sep 22 month) 1.80% 168 -3 1H22 Asset pricing Deposit pricing and wholesale funding Asset and funding mix Liquidity Capital and 2H22 underlying replicating portfolio Markets Balance Sheet activities 2H22 15

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