3Q 2022 Investor Presentation
Fee and Other Income
Non-funded income for 9M 2022 increased by 23% YoY
Non-Funded Income (SARmn)
Non-Funded Income Movement YoY (SARmn)
+22%
496
519
402
1,148
54
48
373
329
222
225
95
117
73
257
256
271
297
307
+23%
QoQ 3Q 21
+13%
4Q 21 +33%
1Q 22
+5%
2Q 22 -23%
3Q 22
Fees from banking services
Other income
Non-funded
Income
9M 21
Fees from
banking services
+7%
Exchange income
+30%
113
13
Investment
gains/dividends
+77%
مصرف الإنماء
alinma bank
53
1,417
Other income
+245%
Non-funded
Income
9M 22
Fees from Banking Services Composition (SARmn)
9%
10%
16%
■Fund management
32%
Card services
875
C
Trade finance services
Brokerage fees
33%
Other fees
Management Commentary
■ Non-funded income for 9M 2022 increased 23% YoY to SAR 1,417mn from
improved fees from banking services, exchange income, investment
gains/dividends, and other income.
■ Card service fees comprise the majority of fee from banking services at 33%,
while fund management fees account for 32%, other fees for 16% and
brokerage and trade finance services fees represent 9% and 10% respectively.
■ The 23% QoQ decline in non-funded income is due to lower investment
income & other operating income.
3Q 2022 INVESTOR PRESENTATION
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