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Fidelity Financial Review & Guidance

Disclaimer Please read the following before continuing: This presentation is based on Fidelity Bank Plc ('Fidelity' or 'the Bank') audited financial statements for the period ended 31 December 2021. Aside the extracts from the published financial statements, Fidelity has obtained some information from sources it believes to be credible. Although Fidelity has taken all reasonable care to ensure that the information in this presentation is accurate and correct, Fidelity makes no representation or warranty, express or implied, as to the accuracy, correctness or completeness of the information. In addition, some of the information in this presentation may be condensed or incomplete and this presentation may not contain all material information in respect of the Bank's financial performance for the period under review. In addition, this presentation contains projections, targets and forward-looking statements with respect to the financial performance of the Bank, business operations, capital position, strategy and the operating environment etc. These statements may include, without limitation, any statements preceded by, followed by or including words such as "may", "will", "should", "expect", "anticipate", "project", "plan", “estimate”, "seek", "intend", "target" "target" or "guidance" and similar terms and phrases have been used to identify the forward-looking statements. Such forward-looking statements involve known and unknown risks, uncertainties and other important factors beyond the Bank's control. Fidelity Bank expressly disclaims any obligation or undertaking to disseminate any updates or revisions to the Information, including any financial data or forward-looking statements, and will not publicly release any revisions it may make to the Information that may result from any change in expectations, any change in events, conditions or circumstances on which these forward-looking statements are based, or other events or circumstances arising after the date of this document. Market data used in the Information not attributed to a specific source are estimates of the Bank and have not been and will not be independently verified. 2
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