Investor Presentaiton

Healthy Funding & Loan Portfolio Structure Bank Deposits Loan Portfolio 2018 $759 bn Senior Unsec. Debt 2% Money Market 15% 54% Demand 29% Time $777 bn 2Q22 $886 bn Senior Unsec. Debt Money Market 2% 3% Time 25% Demand 70% $861 bn US 44.0 bn US 42.8 bn Consumer 15% Consumer Government 15% 20% Government 25% Mortgage 20% Mortgage 24% 24% Commercial 22% Commercial 18% Corporate 17% Corporate Div DB Rev Dep 21 NIM TI LD Loan BAP Guid ESG Eco 21 NI ROE ICAP Mkt App Hist C/I GRUPO FINANCIERO BANORTE

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