Visa Investor Day

VISA Expanding merchant acceptance is critical to growth; requires new business models and technology Brazil: Visa Net do Brasil Cards: 218 million Merchants per 1,000 HH: 48.2 BUSINESS MODEL Indonesia: Acceptance program Cards: 25 million Merchants per 1,000 HH: 5.0 TECHNOLOGY Mexico: Grupo Bimbo-160k POS terminals Cards: 100 million Merchants per 1,000 HH: 1.8 mPOS accelerates growth, including with large merchants LAUNCH MARKETS India 41 | Visa Investor Day Russia Thailand South Africa UAE Philippines Source: Visa Inc. Quarterly Operating Certificates, as reported by client financial institutions for twelve months ended March 2013

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