Scotiabank Financial Performance Review

Scotiabank $ millions Positive trend in net impaired loans 1,522 388 International Banking ■Domestic Banking Scotia Capital 161 879 201 681 601 129 125 570 973 183 207 360 549 245 373 229 118 12 2003 2004 2005 2006 2007 after specific allowance Scotiabank 47 High level of unrealized securities gains ($ millions) Q4/07 Q3/07 Q4/06 Emerging Market Debt 530 527 658 Fixed Income (14) (103) (88) Equities 456 536 521 48 972 960 1,091

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