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Investor Presentaiton

Experienced Management Team IN Edward Francis - Chairman, Chief Executive Officer Ed has over 35 years of banking and financial institution experience and is Chairman of the Board and Chief Executive Officer for InBankshares and InBank. Previously, he held the position of Executive Vice President and Chief Banking Officer at Hancock Whitney and led both retail and commercial banking divisions. Ed also served on Hancock Whitney's Executive Management Committee for more than 10 years as assets grew from $5 billion to over $25 billion. He holds a B.S. in Managerial Finance from the University of Mississippi and matriculated from the Graduate School. of Banking at LSU. Ed also serves on the board for Firefly Autism in Denver. Bo Scott - President, Chief Banking Officer Bo has over 25 years of banking and financial institution experience, and is President and Chief Commercial Banking Officer for InBank. Previously, he held the positions of Executive Vice President at UMB Bank, leading the Colorado commercial bank, and was Senior Vice President at US Bank, where he managed multiple West Coast markets for the Emerging Business division. He holds a B.S. in Business Administration from the University of Southern Illinois and matriculated from the| Graduate School of Banking at the University of Washington. Dan Patten - EVP, Chief Financial Officer Dan has over 20 years of experience in corporate finance, strategy, mergers and acquisitions, and public and private equity and debt financings, including 15 years as a finance executive in the commercial banking industry. and over nine years as a chief financial officer. Prior to joining InBank, Dan held the position of Executive Vice President, Finance and Corporate Development, for Heartland Financial USA, Inc., a diversified financial services company with approximately $18 billion in assets. Dan holds a MBA in finance and a B.S. in Mechanical Engineering both from the University of Colorado, Boulder. Mike Katz - EVP, Chief Credit Officer Mike is Chief Credit Officer for In Bank overseeing culture and protocols for credit compliance and credit administration. He has more than 25 years of experience in banking and financial services. Mike previously held the position of Market President for KeyBank Colorado and Market President for US Bank Puget Sound. Mike holds a B.S. in Accounting and Finance from Miami of Ohio University, a Master's degree in Finance from University of Colorado, Denver and is a Chartered Financial Analyst (CFA). David Brown - EVP, Chief Risk Officer Dave is a seasoned bank executive with 30 years of experience in the Denver and southwestern Colorado markets. He has extensive leadership experience and knowledge of credit risk management. Most recently, Dave spent eight years at Centennial Bank/Citywide Banks as Market President, Chief Credit Officer and Executive Vice President of Commercial Banking. He holds a B.S. in Business from Fort Lewis College. Brian Kreps - Executive Vice President Brian is an experienced private banker and leader in the Denver Metro Area. He leads the bank's efforts to create and provide a wide range of credit and depository services to customers. Brian is part of the bank's executive leadership team and oversees private banking, retail banking and mortgage banking business units. Prior to joining InBank, Brian was Vice President and Senior Private Banker with Mutual of Omaha Bank. He holds a B.S. in Business from Ferris State University. 23
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