Financial Review Quarter 3 2023

Profit increased YoY driven by higher revenue on the back higher net operating income supported by NII growth and tight risk management Attributable Profit (EUR mn) 144 222 288 9M'23 9M'22 YoY (%) QoQ (%) 186 Profit before taxes 914 558 +63.7 +78.4 148 Taxes and MI -292 -173 +68.7 +49.2 Attributable Profit 622 385 +61.5 +94.9 3Q22 4Q22 1Q23 2Q23 3Q23 Santander 17

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