REVENUE OPTIMIZATION & DEVELOPMENT PROGRESS slide image

REVENUE OPTIMIZATION & DEVELOPMENT PROGRESS

STRONG BALANCE SHEET Increasing value of investment properties with conservative debt metrics. Total Debt as a % of Assets (1) Killam APARTMENT REIT Interest Coverage Ratio (2) Debt to Normalized EBITDA (3) 49.8% 43.4% 44.6% 45.0% 45.3% 3.22 3.20 3.36 3.53 3.31 10.62 10.15 10.78 11.33 11.21 2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 Sources of Liquidity at Q3-2022 $80-100 million in estimated upfinancing over the next 15 months. $80 million of additional capital through credit facilities. $75 million of unencumbered assets. (1) Total debt as a percentage of total assets is a capital management financial measure. For a full description of total debt as a percentage of total assets, see slide 45. (2) Interest coverage ratio is a non-IFRS ratio. For a full description and calculation of the non-IFRS measures, see slide 45 and page 35 of Killam's Management Discussion and Analysis for the year ended December 31, 2022. (3) Debt to normalized EBITDA is a non-IFRS ratio. For a full description and calculation of the non-IFRS measures, see slide 45 and page 35 of Killam's Management Discussion and Analysis for the year ended December 31, 2022. March 2023 | Page 18
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