APTUS Key Growth Strategies and Historical Overview

34 ROA Tree Particulars Return on Assets (ROA)* FY 24 (%) FY 23 R APTUS Ⓡ Q1 Q1 Revenue from Operations 17.60% 17.71% Other Income 0.60% 0.63% Total Revenue 18.20% 18.34% Interest Expenses (4.91%) (4.06%) Spread 13.29% 14.28% ECL Provisions / Write-Off's (0.14%) (0.71%) Operating Expenses (2.55%) (2.44%) Profit Before Tax - RoA 10.59% 11.13% Profit After Tax - RoA 8.21% 8.88% Profit After Tax - RoE # 16.93% 15.89% * Ratio on Avg Loan Book # Ratio on Avg Networth APTUS™

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