Investor Presentaiton

THE COMMITTEES IN ACTION THE FOLLOWING SLIDES PROVIDE CASE STUDIES TO DEMONSTRATE THE COMMITTEES' DISCUSSIONS WHO WE BANK HOW WE BANK OUR PRIORITIES 1 Asian developing nation customer on- boarding due diligence 2 Credit card gambling controls 3 Purpose and our ethical decision- making framework HOW WE MEASURE AND COMMUNICATE 4 External Report Card - Reputation Indicators GOVERNANCE 5 Materiality review - a focus on fair and responsible banking ANZ 14

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