2022 Report and Financial Statements slide image

2022 Report and Financial Statements

2022 REPORT AND FINANCIAL STATEMENTS BANCO REGIONAL - LETTER FROM THE PRESIDENT ECONOMIC AND FINANCIAL PERFORMANCE STATEMENT OF CASH FLOW FOR THE YEAR ENDED DECEMBER 31, 2022 Presented in comparison with the year ended December 31, 2021 (Expressed in Guarani) CASH FLOW FROM OPERATING ACTIVITIES NOTE 31-12-2022 31-12-2021 (LOSSES)/PROFIT FOR THE YEAR (1.226.481.022) 4.278.038.995 PLUS EXPENSES THAT DO NOT INVOLVE CASH APPLICATIONS Depreciation of fixed assets c.9 Amortization of deferred charges Allowances c.7 11.299.216.747 1.126.623.036 857.342.334.130 16.828.566.640 1.221.172.759 Income tax provision f.4 Accrued interests unpaid Effect of the valuation of foreign currency accounts 2.717.696.744 96.094.434.123 2.551.350.331 907.359.934.869 6.566.601.019 Net value of disposal of fixed assets c.9 68.134.981 971.199.790.092 91.415.586.120 5.781.919.939 118.463.498 1.029.292.244.844 LESS INCOME NOT INVOLVING CASH RECEIPTS Capitalization of dividends from investments Reversal of allowances Uncollected accrued interests Net increase / (Decrease) in Loans Net increase / (Decrease) in Other receivables Net increase / (Decrease) in Financial liabilities Net increase / ( Decrease) in Other liabilities Net increase / ( Decrease) in Accruals Income tax paid NET CASH FLOW (USED)/GENERATED BY OPERATING ACTIVITIES CASH FLOW FROM INVESTMENT ACTIVITIES Net increase / (Decrease) in Public and Private Securities Net increase/ (Decrease) in investments Acquisition of Fixed assets Net increase / (Decrease) in Deferred charges Net cash flow applied to investing activities CASH FLOW FROM FINANCING ACTIVITIES Dividends paid in cash NET CASH FLOWS PROVIDED BY (APPLIED TO) FINANCING ACTIVITIES Net (Decrease)/increase in cash Cash and cash equivalents at beginning of the year CASH AND CASH EQUIVALENTS AT THE END OF THE YEAR The accompanying notes A to G form an integral part of these financial statements. (6.430.051.477) (11.922.100.000) c.7 (473.131.773.280) (723.167.479.427) (180.851.296.191) (157.922.096.238) (660.413.120.948) (893.011.675.665) 553.913.743.508 52.611.717.459 (952.118.968.712) (422.276.034.182) (165.375.494.987) 138.840.199.089 (200.708.763.846) (2.563.719.821) (30.567.398.320) (579.433.389.732) (971.052.256) 4.790.695.728 (444.991.686.608) (269.873.201.610) (304.433.078.434) (578.579.858.858) 159.730.442.125 c.9 2.001.452.124 (5.486.167.523) (174.441.928) (582.239.016.185) (76.905.498.916) (3.981.919.500) (308.953.426) 78.534.070.283 (852.112.217.795) (225.899.008.151) 3.799.196.219.471 4.025.095.227.622 2.947.084.001.676 3.799.196.219.471 13
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