Investor Presentaiton

12 Overview of Investec plc We provide our clients with a diversified, combined and integrated banking and wealth management offering with extensive depth and breadth of product and services Corporate / Institutional / Private Equity / Intermediary / Government Specialist Banking Lending Transactional banking Advice Hedging Cash deposit and savings ― Equity placement % contribution to revenue Private clients (high net worth)/ charities/trusts Wealth & Investment Discretionary wealth management Investment advisory services Financial planning Specialist Banking - What makes us distinct Provision of high touch personalised service, with ability to execute quickly Ability to leverage international, cross-border platforms Well positioned to capture opportunities between the developed and the emerging world Strong ability to originate, manufacture and distribute Balanced business model with good business depth and breadth Provision of high-quality solutions to corporate and private clients, with leading positions in select areas. 66% £1.088bn 32% D ■ Specialist Banking 2% ■ Wealth & Investment ■ Group Investments Wealth & Investment - What makes us distinct Built via organic growth and the acquisition of businesses over a long period of time Global investment process, delivering tailor-made and innovative solutions to our clients Domestically relevant with offshore capabilities Recognised brand and balance sheet strength attracts investment managers and supports client acquisition Size allows us to be agile but with the scale and strength to compete successfully Well-positioned for evolving domestic market trends (e.g. financial planning, digitalisation).

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