Clover Health Investor Day Presentation Deck

How We Measure The Clover Assistant's Impact At Clover, we take a physician-centric view to measure the impact of our platform given that it is, at this stage, a physician-facing platform As such, when measuring key metrics such as Medical Care Ratio (MCR), we compare the panels of Clover Assistant-powered PCPs to those of PCPs that are not yet powered by the Clover Assistant We believe we can raise the standard of care for Clover Assistant-powered PCPs, relative to other PCPs, because the Clover Assistant provides: ● Additional personalized data beyond what is in their EHR Recommendations with respect to evidence- based protocols Views into care gaps Reduced payment bureaucracy 17

View entire presentation