Hanmi Financial Results Presentation Deck

Deposit Base Noninterest-bearing demand deposits represented 35% of total deposits at June 30, 2023. Estimated uninsured deposit liabilities, excluding preferred deposits and company deposits, were 38% of the total deposit liabilities. Brokered deposits remained low at 1% of the deposit base. Deposits Demand Noninterest-bearing Money Market & Savings Time >$250K $5,979 12% 35% -2% 47% 2Q22 $6,201 15% 33% 2% 45% 3Q22 $6,168 11% 21% 25% 2% 41% 4Q22 Note: Numbers may not add due to rounding H Hanmi Financial Corporation Demand Interest-bearing Time <= $250K $6,201 17% 21% 22% 2% 38% 1Q23 ($ in millions) $6,316 17% 21% 25% 2% 35% 2Q23 Deposits (as of 2Q23) O Average Interest-bearing Deposits 0.31% $3,157 2Q22 Personal $3,025 48% 0.78% $3,321 1.70% $3,487 Business $3,291 52% 2.73% $3,787 4Q22 3Q22 Average Balance of Interest-bearing Deposits Interest-bearing Deposit Costs 1Q23 ($ in millions) ($ in millions) 3.25% $3,966 2Q23 24

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