J.P.Morgan Results Presentation Deck

Our 2023 expense outlook is ~$81B Adjusted expense¹ ($B) Corp. AWM CB CIB CCB $75.9 12 5 27 31 2022 Note: Totals may not sum due to rounding 1 See note 4 on slide 14 ~$81 2023 11 2023 drivers Labor inflation Annualization of 2022 hires 2023 headcount increases Continued investments in the business ■ Technology ■ Bankers, Advisors & Branches ■ Marketing Higher FDIC assessment (~$0.5B) Modest increase in market-dependent volume- and revenue-related expenses Efficiencies JPMORGAN CHASE & Co.

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