Affirm Results Presentation Deck

Q3'22 Loan Balance and Net Charge-offs by Loan Origination Year as of March 31, 2022 2022 Amortized Cost Basis by Fiscal Year of Origination Total $ Current period charge-offs Current period recoveries Current period net charge-offs affirm) Notes: 1. Metrics are unaudited 2,156,380 $ (50,207) 2,080 (48,127) 2021 277,122 (16,790) 2,479 (14,311) 2020 51,186 (250) 777 527 $ 2019 1,263 (32) 669 637 $ 2018 130 (1) 250 249 $ Prior 7 T 190 190 $ Total 2,486,088 (67,280) 6,445 (60,835) 23

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