Ready Capital Investor Presentation Deck

Complementary Platforms INVESTED EQUITY ALLOCATION 5% 5% 14.5% 54% - Acquisitions ▪ Bridge ■ Construction ▪ Residential Mortgage Banking 16% 14% ■ Fixed rate ■ Freddie Mac¹ ▪ Small Business Lending TTM CORE EARNINGS CONTRIBUTION 32% /0 7% 6% ▪ Acquisitions Bridge ■ Construction ▪ Residential Mortgage Banking 15% READY CAPITAL. 30% 9% ■ Fixed rate ■ Freddie Mac¹ ■ Small Business Lending 1. Includes construction and permanent financing activities for the preservation and construction of affordable housing, prim arily utilizing tax-exempt bonds, through Red Stone 5

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