Pathward Financial Results Presentation Deck

7.70% $3.5 1Q23 $3.5 $0.3 $3.0 1Q23 AVERAGE LOANS AND YIELDS ($B) $0.0 $0.2 8.47% 2Q23 $4.0 $3.7 $0.4 $3.1 2Q23 $0.1 $0.1 $4.1 $0.4 $3.4 8.31% 3Q23 $3.9 PERIOD END PORTFOLIO COMPOSITION ($B) 3Q23 -$0.0 $0.2 $4.4 $0.4 $3.7 4Q23 8.33% 22 Pathward Financial, Inc. (Nasdaq: CASH) | Quarterly Investor Presentation $4.3 4Q23 $0.0 $0.3 $4.4 $0.4 $3.7 1Q24 8.33% $0.0 $0.3 $4.5 1Q24 Warehouse Tax Services Consumer Commercial I LOAN PORTFOLIO Remain focused on smart growth in the Commercial Finance loan portfolio. Commercial Finance balances grew 24% from the first quarter of the prior year. Sequential quarter growth of $144 million in Term Lending and $47 million in Consumer Finance. Sequential quarter reduction of $129 million in Insurance Premium Finance Yields continue to increase as variable loans adjust and fixed loans are gradually replaced and repriced. 2Q23 balances and yields elevated by seasonal tax loans. pathward

View entire presentation