Hanmi Financial Results Presentation Deck

Significant progress reducing CRE concentration from 85% of total portfolio to 63%. Loan Composition (as of December 31, 2013) (1) RRE 5% (3) C&I- 10% Successful Portfolio Diversification Strategy CRE 85% H Hanmi Financial Corporation (2) Loan Composition (as of June 30, 2023) (3) 13% (1) RRE- 15% Equipment Finance - 10% $2.23 Billion (1) RRE includes Consumer loans (2) $144.5 million or 7.6% and $111.3 million or 3.0% of the CRE portfolio is unguaranteed SBA loans for December 2013 and June 2023, respectively (3) $7.0 million or 3.1% and $47.2 million or 6.3% of the C&I portfolio is unguaranteed SBA loans for December 2013 and June 2023, respectively $5.97 Billion (2) CRE 63% 12

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