Wise Results Presentation Deck

We reinvested this to improve our proposition; enabling lower prices for customers. Note: Average price eliminates route mix variance by tracking fees on a fixed representative basket of transactions. Average customer price (%) 1.00% 0.90% 0.80% 0.70% 0.60% 0.50% 0.64% Q4 FY19 0.63% Q1 FY20 0.70% 0.71% 0.70% 0.70% Q2 FY20 Q3 FY20 Q4 FY20 Q1 FY21 0.72% Q2 FY21 0.69% 0.69% Q3 FY21 Q4 FY21 0.67% Q1 FY22 0.62% Q1 FY22 0.60% 0.61% Q3 FY22 Q4 FY22 35

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