Bakkt Results Presentation Deck

Buy, Hold and... Use We are driving Bitcoin to utility with our investments in the Lightning Network. Excited about our near-term launch of Lightning Services to select clients ● ● ● Clients will be able to leverage Lightning Service capabilities for*: Cross-border remittances ● ● B2B settlement Instantaneous deposits/withdrawals for trading Global, interoperable P2P We will also provide founding infrastructure for UMA, a new Universal Money Address standard for making sending money as easy as an email Our institutional-grade custody platform, industry leading execution liquidity, fiat onramps, licenses, compliance infrastructure, and now Lightning service uniquely positions us as the secure and reliable platform powering payments, remittances, P2P transfers, and on and off-ramps in the US *Use cases are subject to applicable regulatory approvals We are partnering with leading Lightning Service Providers We have partnered with two of the leading Lightning Service Providers to collaboratively build out a global network of compliant on and off-ramps IBEX LIGHTSPARK

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