Pathward Financial Results Presentation Deck

Strong Balance Sheet Allows for Return to Shareholders ($ in millions) 9 Liquidity Sources $785 $875 Off Balance Sheet Deposits Cash and Cash Equivalents Unpledged Investment Securities $375 $268 $252 $83 FHLB Borrowing Capacity Fed Discount Window Funds Pathward Financial, Inc. (Nasdaq: CASH) | Quarterly Investor Presentation Unsecured Funding and Other Wholesale Funding Options Share Repurchases 311,727 Q4 2023 2,628,541 FY 2023 Number of Shares Repurchased ¹These off balance sheet deposits can be brought back on balance sheet, as needed, as they are immediately callable. pathward

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